The United Concordia TRICARE Dental Program offers a comprehensive and affordable dental care solution for families of active duty service members, National Guard, and Reserve members. With extensive coverage options, flexible enrollment, and government-subsidized premiums, this program ensures accessible dental care. Explore the benefits and make informed decisions about dental health and financial well-being.
Understanding United Concordia TRICARE Dental Benefits
The United Concordia TRICARE Dental Program (TDP) is a comprehensive dental care plan specifically designed for the family members of active duty service members, as well as National Guard and Reserve members and their families. This program is managed by United Concordia Companies, Inc., and offers a range of dental services that are both high-quality and cost-effective (source). The U.S. Government covers up to 70% of the premium costs, making it an affordable option for eligible families (source).
Eligibility and Enrollment
Eligibility for the TDP includes family members of active duty service members, National Guard and Reserve family members, and unmarried children up to age 21, or up to age 23 if they are full-time students and financially supported by the sponsor (source). Enrollment can be completed online, by phone, or by mail, and requires a minimum commitment of 12 months (source). The program offers two plan options: Single and Family, with specific provisions for children under one year and family members living in different locations or requiring special medical attention (source).
Coverage and Benefits
The TDP provides extensive coverage, including many preventative dental procedures that are 100% covered, making it a cost-effective option even for those already covered by an employer plan (source). The program covers a range of dental services with varying cost-shares, including diagnostic, preventive, emergency services, and more specialized treatments like orthodontics and implants (source). The TDP also includes specific annual and lifetime maximums for dental services, such as a $1,500 annual maximum for non-orthodontic services and a $1,750 lifetime maximum for orthodontic treatment (source).
Cost and Premiums
The TDP premium rates vary based on the sponsor’s military status and enrollment type, ensuring tailored affordability for service members and their families (source). The government covers 60% of the premium for active duty family members, with adjustments if the sponsor’s status changes to National Guard/Reserve (source). Additionally, the TRICARE Premium Reimbursement Program (TPRP) is available to Maryland National Guard service members, offering up to 100% reimbursement of monthly dental premiums, with eligibility extending to immediate family members receiving TRICARE Dental Program benefits (source).
Why You Should Learn More About United Concordia TRICARE Benefits Today
Understanding the comprehensive benefits offered by the United Concordia TRICARE Dental Program is crucial for eligible service members and their families. With extensive coverage options, cost-effective premiums, and a wide range of dental services, the TDP ensures that families receive the dental care they need without financial strain. The program’s flexibility in enrollment and tailored premium rates make it an attractive option for those seeking reliable dental coverage. By exploring the TDP, families can make informed decisions about their dental health and financial well-being, ensuring they take full advantage of the benefits available to them.